Friday, May 31, 2013

A Penny Saved is a Penny Earned... or something like that...

So in my last blog post I mentioned a new house, dog, and adventure by stepping out on my own. Yes, I know it has been almost a year in between posts, but what can I say? I was busy. With my new house. My new dog. My new adventure.

A lot has happened since we have met up my lovelies. Remember the great wii incident of 2010 ish? Well that flared up again. Walking up a flight of stairs none the less because I was trying to be healthy (haha HEALTHY!!! Sent me to the Dr's... I think my body has finally rejected healthy). 2 MRIs, 2 CT scans 7 xrays, 2 cortisone injections, and weeks upon weeks of physical therapy later, it has almost calmed down (yay!!! for insurance!!!). I still have to take it easy doing physical stuff like yard work, but for the most part I can function.

During that wonderful time of owie owie waaaah waaaah! I had to fore go some of my beloved salary/paycheck because of the absolutely fantastic methods for which people have to get qualified for short term disability. Think SNL skit where you keep submitting paperwork at $15 a pop (because Dr's do that now, you know. Charge to have paperwork filled out... womp) only to be told by your case manager that the Dr's office forgot a comma or filled out the statement but forgot to check a box. It was especially made even more enjoyable when the case manager would not return phone calls or would leave vague messages on my voicemail when I told her during those times that I would not be available due to physical therapy/dr's appointments. I know what you're saying... Diva! Get to the point! Point is I hit a financial bump in the road. Not a crater or Grand Canyon sized hole because I am normally pretty frugal, but a little baby hole. A divot if you will.

Now, months later and with all of our overtime at work cut, I am a little behind where I would like to be financially. I have all of these projects that I would like to get done for my house - landscaping, storm doors, reasphalting the driveway, new garage door opener, rewire the garage because the person who did it had an aptitude for creating death traps, back porch railing, new walk way, etc. Here's the deal. Almost a year ago I promised to go on a family vacation. 18 extended family members are getting together and this is the first vacation that I would be taking since I started this whole new house/dog adventure. I've been saving for it. Planning. Preparing outfits and sensible yet adorable wedge sandals. I've bought swim suit cover ups and sunglasses and back up sunglasses because we all know beaches love to eat sunglasses as appetizers. But now that it's crunch time - less than 10 weeks away - I'm getting cold feet. Feeling like I really should be spending this money on my house and not on 10 days in a beachy locale drinking over priced daiquiri's getting melanoma. I'm fair, Irish, and freckled from head to toe - I can say that.

On one hand - I want the vacation. It's VACATION!!!! On the other hand - I want new pretty house things that I will be able to appreciate for years to come. One thing I have learned about owning a house is that it always needs something. Always. And just as soon as you think you've gotten it to a point where it is stable and will leave your pocket book alone for a minute, the living room ceiling starts to leak or an appliance goes. It's hard owning a house by yourself because it's all on you. YOU! No one else to help to pay the bills. No one else to help do the chores. No one to help period.

I would definitely call this a first world dilemma, but it is still hard. I resent the fact that I have to choose and wish that I was in a financial position to have it all. Like be a millionaire. A humble one, that only uses her money for good. I wouldn't buy a lime green ferrari - promise - I would just get my little house fixed up and go on vacation. I would give the rest to charity. I swear. *Sigh*

That's not reality. I have to come to a decision that I feel comfortable with and can live with without beating myself up... but in the meantime my lovelies, if you happen upon a millionaire that wants to help a sister out or find a million bucks in the street (it could happen!), let me know.

Well time to make the donuts my lovelies.


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